Shop with Wizz Air Credit Card and each forint you spend will take you closer to your destination!

If you shop with your Wizz Air Credit Card you receive points. You may redeem and use the collected points for buying air tickets and other services (airport fee, overweight luggage, luggage fee, etc.) at Wizz Air.

Why to apply for a Wizz Air Credit Card?

Because the Wizz Air Credit Card gives you freedom to buy

A customized credit line granted by the bank is connected to the Wizz Air Credit Card that you can use at any time for any purpose by the help of the card and make payments afterwards:

• daily shopping in supermarkets, clothing shops, DIY stores, drug stores, fuel stations, restaurants and in any shop where MasterCards are accepted.
• purchase of Wizz Air air ticket and other Wizz Air services,
• unexpected expenditures,
• purchase of expensive consumption goods.

Because you can use the Wizz Air Credit Card all over the world

The Wizz Air Credit Card is an embossed card that you can use for free-of-charge purchases at home and abroad everywhere where MasterCard cards are accepted. Wizz Air Credit Card can be of use to you abroad: it is ideal when you rent a car or pay for hotel. You can subsequently settle your foreign expenditures at home in forint. Your credit line is replenished with the repaid amounts and you may use it repeatedly.

Because you can withdraw cash at any time

The Wizz Air Credit Card is mainly intended for purchases but it can be used for cash withdrawal too. You can withdraw cash from several thousands of ATMs in Hungary and several hundred thousands of ATMs all over the world¹.

¹ The bank charges fee on cash withdrawal with credit card according to the actual Public Notes and interest is also charged and calculated from the day of transaction.

Because the Wizz Air Credit Card is more than a usual credit card

• You collect points upon all purchases: anywhere you do shopping (in supermarkets, at fuel stations, etc.) you receive points on purchase. You only need to settle the invoice of the purchase with Wizz Air Credit Card!
• 2 points are credited to your point collection account on each 100 forints you spent on purchase.
• If you buy Wizz Air services (e.g. air ticket, luggage fees, etc.) with your Wizz Air Credit Card on Wizz Air’s home page (wizzair.com) or via hot-line customer support, 4 points will be credited to your account on each 100 forints you spent.
• Even more points in the "Greeting" period² : if you shop with your Wizz Air Credit Card within 3 months after receipt of the Credit Card, the points collected in this period will be tripled!

² "Greeting" period: 3 (three) calendar months after opening the Wizz Air Credit Card account.

The primary card holder may redeem and use the collected points for Wizz Air services.

• It is an important advantage of the Wizz Air Credit Card that the collected points can be used for other Wizz Air services (e.g. airport fee, luggage fees) in addition to buying air ticket. All kinds of Wizz Air services can be paid by the collected points without temporal/seasonal restriction that can be bought on Wizz Air’s home page (wizzair.com) or upon reservation through the hot-line service.
• In addition, you need not collect as many points as necessary to buy an air ticket. Partial amount can also be paid by the points collected.
• Each point collected has an equivalent forint value, i.e. 1 point = 1 forint.
• The points that can actually be collected as well as the details of point collection and redeeming rules are included in the Point Collection Conditions.

The example below shows how quickly you can fly with Wizz Air if you use your Wizz Air Credit Card for purchase

Total value of purchases with credit card in 1 month Number of points collected in the first 12 months (= forint value)

Total value of purchases with credit card in 1 month	Number of points collected in the first 12 months (= forint value)
30 000 forint	10 800
50 000 forint	18 000
70 000 forint	25 200
90 000 forint	32 400

The points in the above table were calculated under the assumption that

• the card holder used the card for purchase each month in the value listed in the first column,
• points collected in the first 3 months in the "Greeting" period were tripled,
• no Wizz Air services were bought. If you also buy Wizz Air services with card, the new fly can be reached in a much easier way.

The primary card holder may view the collected points on the monthly credit card statement or via Erste NetBank.

Because it is worth applying for Wizz Air Credit Card just now!

• The annual fee of Wizz Air Credit Card is only 3 990 HUF. APR (Annual Percentage Rate): 43.99%.
• If you apply for Wizz Air Credit Card at Erste Bank till 31 December 2009, the annual fee of the primary card and the partner card is 0 forint. APR: 42.49%
• In addition, if you have a Wizz Air Credit Card, you can pay with your credit card without reservation fee on Wizz Air’s home page or via hot-line service till 15 April 2010.

The text below should appear at the bottom of the landing page:

The Annual Percentage Rate (APR) was determined according to the actual conditions and in compliance with the relevant mandatory rules; changes in the conditions may result in changes in the value of APR. The APR does not reflect the loan’s interest risk. Length of the settlement period is 30 days.

Because it is your flexible partner in financial issues

Flexible repayments:

• An account statement is prepared on the details of your debt on the same day of each month, on the day of settlement. Your payments have to be credited to your credit card within the 15-day grace period after this date.
• You may repay your debt in instalments or in one sum. If you choose instalment repayment, it is enough to repay the minimum amount indicated in the account statement till the due date of payment and you can freely decide on the repayment schedule of the remaining amount. In this case you have to pay interest determined in the Public Notes. The amount of the loan interest is calculated on the period from the transaction’s debit day to the date of repayment.
• If you decide to repay the full amount of the debt existed on the monthly settlement day within 15 calendar days, the bank does not charge interest on your purchases in the period between the monthly settlement day and the settlement day in the previous month.

³The 10th day of each month is the settlement day. If this falls on holiday, the first day thereafter is the settlement day. The full debt is the sum of principal amounts of purchases and cash withdrawals, the interests, default interests and fees.

Because you may use the TeleBank services free of charge

In this case the bank (among others)

• sends an SMS on the repaid instalments on the settlement day and
• sends an SMS on the transactions (e.g. purchase, cash withdrawal from ATM, etc.).

Because you can travel more safely with Wizz Air Credit Card

Accident, health and luggage insurance as well as assistance service is connected free of charge to your Wizz Air Credit Card for your foreign trips.

Because you can apply for 4 supplementary cards to your primary card

You can share the advantages of the Wizz Air Credit Card and the freedom of purchases with your family members and relatives; points will also be credited to the primary card holder on the purchases of the supplementary card holders. The primary card holder and the supplementary card holder use the same credit line.

Amount of the credit line that can be used:

• Minimum: 100 000 HUF
• Maximum: 1 000 000 HUF, but it cannot be more than the triple the average of the monthly net income.

In the framework of credit evaluation, the bank determines the maximum of the credit line; you can freely choose your own credit line within this maximum value.

Who can apply for Wizz Air Credit Card?

a) person over 18 at the time of the application,

b) person over 18 but under 23, as well as person over 68 at the time of application, who signs the security contract set forth in the relevant Terms and Conditions, who

c) has domicile in Hungary,

d) is exchange resident natural person who

e) has had a retail account kept at least for 2 months with a bank acting in the territory of Hungary and

f) has at least 6-month permanent employment relationship with a company registered in Hungary,

g) has at least net 61 000 HUF regular and certified income per month deriving from pension or employment, and

h) has his/her own telephone (mobile or fixed line telephone registered at the address or place of abode of the applicant), meets the requirements of the bank’s credit evaluation and has the necessary documents.

Erste Bank evaluates the credit card application in all cases; thus, you may be entitled to use Wizz Air Credit Card subsequent to credit evaluation. In case your application was refused during the credit evaluation process, we offer a Wizz Air bank card to you which is connected to a retail bank account kept with Erste Bank.

The following documents are necessary to apply for Wizz Air Credit Card:

• credit card application form filled in4,
• personal id. card and address card,
• a second official identification document (tax or health insurance card, driving licence, passport),
• the last monthly public utility invoice and the document of the settlement thereof,
• the last two account statements of a retail account kept with another bank.

Please bring the following additional documents with you.

If your are an employee:

If your are a pensioner:

If you are a private entrepreneur:

If income (deriving from employment relationship or pension) has been regularly and permanently credited to your retail account kept with Erste Bank at least for 6 months, you can apply for Wizz Air Credit Card with your personal identification documents and by filling in the Wizz Air Credit Card application form and a statement on your income.

You may submit your application at any Erste Bank Hungary branch. (This last sentence should be connected to the content of the above link "documents necessary for the application")

This should be at the bottom of the landing page in the same letter size as the text:

This information is not complete and does not mean an official offer. Detailed conditions and the general terms of the contract are included in the relevant Public Notes of Erste Bank Hungary and in the actual document "Retail Credit Cards Terms and Conditions". These documents can be found in Erste Bank Hungary branches and on the bank’s home page: www.erstebank.hu

The 3 footnotes below belong to the documents necessary for the application and should pop up together with their text:

⁴ You can take over the credit card application and employment certificate form personally at the bank branches or they can be found on Erste Bank’s home page: www.erstebank.hu

⁵ Fixed line telephone, mobile phone with monthly fee, water, gas, district-heating, electricity, internet or television service.

⁶ In case your pension is not credited to Erste bank account.